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Terms of insurance

Policy of obligatory civil liability insurance of vehicle owners  — this is the document which police officers ask to provide together with the driver license and certificate of vehicle registration (technical passport).

Why is the Policy of OCLIVO needed?

The Policy does not protect your vehicle, but guarantees the reimbursement of damage to the injured in the car accident.

Factors on which the cost of the Policy of OCLIVO devepend?

  • • Territory of vehicle registration;
  • • Period of vehicle operation;
  • • Driver's driving experience;
  • • Driver's age;
  • • History of the car accidents of the driver (insurance class).

How much shall the insurance company pay to the injured party in the insurance case?

  • • For damage caused to one vehicle — up to 600 MCI *; 
  • • For damage caused to life or health of each of the injured — up to 1 000 MCI*.

There is a single calculation method of insurance premium amount, which is defined by the Law «On obligatory insurance of the civil liability of the vehicle owners". I.e., the cost of the obligatory insurance shall be equal in all insurance companies.


Effective period of the Policy — 1 year.


IMPORTANT!!!

During the purchase of the Policy of OCLVO in the «Eurasia» Insurance Company you shall be guaranteed to have direct regulation of damage. It means that in case of a car accident you may get payment not in the accident culprit's company, but in your insurance company. Absence of the OCLVO Policy shall entail the administrative liability (Art. 470 of the Administrative Code of the Republic of Kazakhstan).

* 1 MCI = 2269 ₸

Compulsory TPL policy value estimate

Class 3
  • Unspecified
  • over 25
  • under 25
  • Unspecified
  • more than 2 years
  • less than 2 years
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  • Unspecified
  • Astana city
  • Almaty city
  • Akmola region
  • Aktobe region
  • Almaty region
  • Atyrau region
  • West-Kazakhstan region
  • Zhambyl region
  • Karaganda region
  • Kostanay region
  • Kyzylorda region
  • Mangistau region
  • South-Kazakhstan region
  • Pavlodar region
  • North-Kazakhstan region
  • East-Kazakhstan region
  • Unspecified
  • Aksu
  • Aktau
  • Aktobe
  • Almaty
  • Arkalyk
  • Arys
  • Astana
  • Atyrau
  • Baikonyr
  • Balkhash
  • Zhanaozen
  • Zhezkazgan
  • Kapchagay
  • Karaganda
  • Karazhal
  • Kentau
  • Kokshetau
  • Kostanay
  • Kurchatov
  • Kyzylorda
  • Lissakovsk
  • Pavlodar
  • Petropavlovsk
  • Priozyorsk
  • Ridder
  • Rudnyi
  • Saran
  • Satpayev
  • Semey
  • Serebryansk
  • Stepnogorsk
  • Taldykorgan
  • Taraz
  • Tekeli
  • Temirtau
  • Turkestan
  • Uralsk
  • Ust-Kamenogorsk
  • Fort-Shevchenko
  • Shar
  • Shakhtinsk
  • Shymkent
  • Ekibastuz
  • Other
  • Unspecified
  • Passenger cars
  • Motovehicles
  • Trucks
  • Trailers (Semi-trailers)
  • Buses for 16 or less passengers
  • Buses for more than 16 passengers
  • Unspecified
  • under 7 years inclusive
  • over 7 years
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