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insurance terms

Smart CASCO is a unique product that combines the most saught-after options available on the global insurance market. Customer chooses the extent of insurance on their own and determins the insurance value.

The Program is intended for the vehicles under 10 years old and with the value of 1 to 50 million KZT

Possible additional options based on the customer's preference:

  • • Repir at a specialized repair shop inclusive of depreciation wear;
  • • In a loss of (RTA) under KZT200 000 — without involvement of the traffic police (for Almaty, Astana and Karaganda spanning 20km from the above cities);
  • • In a RTA through no fault of the insured no deductible shall apply;
  • • Reduction of deductible in total loss under 5%;
  • • Documents shall be collected from the traffic police by the insurance company on behalf of the customer (for the city of Almaty only);
  • • tow-truck to the RTA scene;
  • • provision of a motor vehicle for temporary use, while customer's vehicle is at a repair shop (for up to 10 days, for Almaty only).

Customer may be provided substantial discount (no more than 60%) if:

  • • RTA Risk cover only
  • • Risk cover without RTA
  • • Contract effective until first occurrence

Motor Hull Insurance value estimate

  • Unspecified
  • Astana city
  • Almaty city
  • Akmola region
  • Aktobe region
  • Almaty region
  • Atyrau region
  • West-Kazakhstan region
  • Zhambyl region
  • Karaganda region
  • Kostanay region
  • Kyzylorda region
  • Mangistau region
  • South-Kazakhstan region
  • Pavlodar region
  • North-Kazakhstan region
  • East-Kazakhstan region
  • Unspecified
  • Aksu
  • Aktau
  • Aktobe
  • Almaty
  • Arkalyk
  • Arys
  • Astana
  • Atyrau
  • Baikonyr
  • Balkhash
  • Zhanaozen
  • Zhezkazgan
  • Kapchagay
  • Karaganda
  • Karazhal
  • Kentau
  • Kokshetau
  • Kostanay
  • Kurchatov
  • Kyzylorda
  • Lissakovsk
  • Pavlodar
  • Petropavlovsk
  • Priozyorsk
  • Ridder
  • Rudnyi
  • Saran
  • Satpayev
  • Semey
  • Serebryansk
  • Stepnogorsk
  • Taldykorgan
  • Taraz
  • Tekeli
  • Temirtau
  • Turkestan
  • Uralsk
  • Ust-Kamenogorsk
  • Fort-Shevchenko
  • Shar
  • Shakhtinsk
  • Shymkent
  • Ekibastuz
  • Other

For explanations and examples for the calculation you must specify the value of cars

For explanations and examples for the calculation you must specify the value of cars

Upon insured occurrence

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